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DU Global

PANAMA TRAVELER PASSPORT

Panama
  • A structured pathway to a Panama Traveler Passport through the Private Income Retiree Visa — backed by a fixed-term deposit and managed end-to-end by Du Global.
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Exclusive Global Residency Programs

USD 280k

Min. CD Amount

USD 850

Min. Monthly Interest

5 Years

CD Fixed Term

~USD 50k

Service Fee

75+

Countries Accessible

Why

OVERVIEW

Why Panama?

The Republic of Panama is one of the Western Hemisphere’s most established and legally transparent destinations for internationally mobile investors and retirees. Its stable, dollarised economy, strategic geographical position as the bridge between North and South America, and a well-regarded banking sector make it a credible choice for those seeking a formally issued travel document alongside a structured residency pathway.

The Panama Traveler Passport Program — anchored in the Private Income Retiree Visa — offers applicants a government-issued Panamanian travel passport valid for the duration of a five-year fixed-term deposit, without conferring Panamanian citizenship or creating dual nationality conflicts.

Program

HIGHLIGHTS

Program at a Glance

Government-Issued Panama Traveler Passport
The passport is issued by the Panamanian government under the Private Income Retiree Visa framework. It is a formally recognised travel document — not a citizenship document — and does not affect the holder’s original nationality.
No Dual Nationality Conflict
The passport shows the holder’s original nationality and does not trigger dual nationality provisions. Suitable for nationals of countries that prohibit dual citizenship, including China, Ukraine, and Latvia.
Capital Remains Applicant-Controlled
The minimum USD 280,000 fixed-term deposit is held at Banco Nacional de Panamá or Caja de Ahorros. The principal remains the applicant’s asset throughout the five-year term.
Broad International Travel Access
The Panama Traveler Passport provides visa-free or visa-on-arrival access to over 75 destinations, spanning Europe, Latin America, Asia, and Africa — with the scope of access subject to Panama’s bilateral agreements at the time of use.
Renewable for Continued Access
Upon renewal of the fixed-term deposit for a further five years, the passport and associated residency status can be renewed, providing continuity of access and status.

OVERVIEW

Program Structure

The program is structured around the Private Income Retiree Visa, which requires the applicant to place a minimum fixed-term deposit (CD) at a qualifying Panamanian state bank, generating a minimum monthly interest income of USD 850. Once the visa is approved, the Panama Traveler Passport is issued.

  • A minimum USD 280,000 fixed-term deposit is placed at Banco Nacional de Panamá or Caja de Ahorros.
  • The CD must generate at least USD 850 per month in interest to meet the visa income threshold.
  • The passport is valid for five years — the lifetime of the CD — and is renewable upon CD renewal.
  • The passport reflects the applicant’s original nationality; no citizenship transfer occurs.
  • Dependents (spouse, children, and in some cases parents) may be included with supporting documentation.
  • Due diligence and KYC/AML compliance is conducted on all applicants as required by law.

Program

INVESTMENT

Program Fees & Investment Structure

~USD 50,000

Service Fee (One-Time)

USD 280,000+

Fixed-Term Deposit (Applicant-Controlled)

5 Years

CD & Passport Validity Period
The service fee of approximately USD 50,000 covers all processing, coordination, and program facilitation costs. The fixed-term deposit of a minimum USD 280,000 remains the applicant’s asset throughout the CD term and is not a donation or non-recoverable investment. Interest generated by the CD meets the monthly income threshold required by the visa.

ELIGIBILITY

What Residency Provides

The program is open to the following applicant categories, subject to successful due diligence and compliance review.
Main Applicant
Primary investor — any nationality, subject to KYC/AML clearance.
Spouse
If applicable, with supporting marriage documentation.
Children under 18
With valid passport and birth certificate showing both parents' names.
Children 18–25
If enrolled full-time in university or college — with enrollment and credit documentation.
Parents
Parents of the main applicant, with supporting documentation.

DOCUMENTATION

Required Documentation

All documents must be duly notarized and — where applicable — legalized by Apostille or the Panamanian Consulate.
Main Applicant
  • Valid passport
  • Second ID
  • 5 passport-sized photos
  • Criminal background certificate
  • CD confirmation letter
  • Notarized CD certificate
  • Background check
  • Certificate of good health
Spouse
  • Passport
  • Second ID
  • Photos
  • Criminal clearance
  • Marriage certificate
Children under 18
  • Passport
  • Second ID
  • Photos
  • Birth certificate
Children 18–25
  • Passport
  • Second ID
  • Photos
  • Criminal clearance
  • Birth certificate
  • Certificate of singleness
  • Enrollment proof
  • Academic credits
Parents
  • Passport
  • Second ID
  • Photos
  • Criminal clearance
  • Birth certificate proof
Due Diligence
  • Passport copy
  • Second ID
  • Recent utility bill
  • Reference letter

Passport

TRAVEL ACCESS

Panama Traveler Passport — Mobility Coverage

Visa-Free Entry

Albania, Andorra, Argentina, Austria, Bahamas, Barbados, Belarus, Belgium, Belize, Bolivia, Bosnia & Herz., Brazil, Bulgaria, Chile, Colombia, Costa Rica, Croatia, Cyprus, Czech Republic, Denmark, Dominica, Dominican Republic, Ecuador, El Salvador, Estonia, Finland, France, Gambia, Georgia, Germany, Greece, Guatemala, Guyana, Honduras, Hungary, Iceland, Indonesia, Ireland, Israel, Italy, Jamaica, South Korea, Latvia, Liechtenstein, Lithuania, Luxembourg, Malaysia, Malta, Mauritius, Mexico, Monaco, Montenegro, Netherlands, Nicaragua, Norway, Paraguay, Peru, Philippines, Poland, Portugal, Romania, Russia, San Marino, Singapore, Slovakia, Slovenia, South Africa, Spain, Sweden, Switzerland, Trinidad, Turkey, Ukraine, United Kingdom, Uruguay, Vatican City

Visa on Arrival

Armenia, Cape Verde, Comoros, Djibouti, Egypt, Guinea-Bissau, Iran, Jordan, Kenya, Laos, Lebanon, Madagascar, Malawi, Maldives, Mauritania, Mozambique, Nepal, Palau, Qatar, Rwanda, Somalia, Sri Lanka, Tanzania, Timor-Leste, Togo, Tuvalu, Uganda

Electronic Visa / Other

Azerbaijan, Cambodia, Gabon, India, Kyrgyzstan, Lesotho, Vietnam, Zambia, Zimbabwe. Also: Samoa (entry permit on arrival), Seychelles & Solomon Islands (visitor permit), Suriname (tourist card).
Note: Visa policies are subject to change by sovereign governments. Access should be verified at the time of travel.

Notes

CONSIDERATIONS

Important Practical Notes

This Is Not a Citizenship Program

The Panama Traveler Passport does not confer Panamanian citizenship. It reflects the holder’s original nationality and is issued for the duration of the fixed-term deposit only.

CD Must Remain Active

The fixed-term deposit must remain in place at the qualifying bank for the full five-year term. Early withdrawal would affect the validity of the visa and passport.

Two In-Country Visits Required

The process requires two visits to Panama — the first to open the bank account and submit documents, and the second (typically 4–6 months later) to complete the residency ID and passport application.

Full KYC/AML Compliance

All applicants undergo a rigorous due diligence and compliance process as required by Panamanian law. A reference letter from a bank, accountant, or lawyer is required at onboarding.

Renewal is Available

Upon renewal of the CD for a further five-year term, the passport and residency status can be renewed, maintaining continuity of access and legal status.

Why

Why Du Global

Du Global is a technology-driven global mobility firm providing advisory, processing, and on-ground
coordination for internationally mobile investors and professionals.

  • End-to-End Support: From due diligence and document preparation through to banking coordination,
    immigration filing, and on-ground legal representation in Panama.
  • Compliance-First Approach: Full KYC/AML compliance process conducted on all clients as required by Panamanian law.
  • Technology-Led Verification: AI-powered identity verification through DU Verify ensures document integrity and faster processing.
  • Transparent Fee Structure: All-inclusive service fee clearly defined upfront. No hidden charges.
  • Dedicated Case Management: Each client is assigned a dedicated case manager from onboarding through to passport collection.

Ready to take the next step?

Speak with a Du Global advisor to assess whether the Panama Traveler Passport Program aligns with your mobility objectives and investment profile.
Schedule a Consultation
info@duglobal.com

Disclaimer: This document is prepared by Du Global for advisory purposes only and does not constitute legal, tax, immigration, or financial advice. Program details, fees, CD rates, and travel access are subject to change. The CD principal is not guaranteed by Du Global. Clients are advised to seek independent legal and financial counsel prior to making any investment or immigration decision. Private & Confidential — For Client Use Only.

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